PIM Strategic Ethical Active – Profile D
Our ethically screened focused solution designed for strict avoidance of controversial business practices.
- The content of this page is only suitable regulated financial advisers.
- Past performance isn't an indicator of future returns and investors could get back less than they put in.
- This content of this page is intended as general information and shouldn't be viewed as a personal recommendation.
- There's also no guarantee that investment solution or funds will meet their objectives.
Strict screening, for the traditional ethical investor
This profile has a predominantly negatively screened investment approach that aims to avoid investing in controversial sectors like armaments, non-medical animal testing and human rights abuse. Where possible the funds in this profile may also encourage positive company behaviour through engagement with senior management and responsible voting practices.
Negative screening approach
Uses extensive negative screening that aims to avoid controversial sectors like armaments, environmental damage, and gambling, with a limit of 5% revenue from those sectors, subject to practical limitations. More details on the sectors excluded can be found in our “Choosing the right ethical portfolio for your client” guide.
Available in 10 Risk Grades
A choice of 10 Risk Grades allows you to find a portfolio mandate that lines up with your clients’ attitudes to risk.
Independent oversight
Independent input, oversight and review from a panel of ethical experts validates ethical fund selection and provides guidance on solution construction.
Established track record
Launched in 2012, our Ethical solution has an established track record. You can read more about this in our latest quarterly fact-sheets below.
Defaqto Diamond rated
Defaqto 5 Diamond rated for an independent assessment of excellent value and risk adjusted returns.
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Costs and charges
Our Ethical Active charges are simple and transparent. For our custody fee, when the total value of your client’s assets falls into a given band, they pay that charge for all their money, not just the proportion in that band.
| Type | Charge |
|---|---|
| DFM charge | 0.24% |
| Dealing charge (for fund switches and rebalance purchases) | 0.45% (≈0.05% p.a.)* |
| Parmenion SIPP charge | £18+VAT per quarter |
*Assumes a 12% turnover rate - for guidance only, actual turnover may be more or less than this amount
| Custody band† | Charge |
|---|---|
| £0 - £299,999.99 | 0.30% |
| £300,000.00 - £599,999.99 | 0.25% |
| £600,000.00 - £1,499,999.99 | 0.20% |
| £1,500,000.00 + | 0.15% |
†A minimum monthly custody charge of £5 per client applies. Cliff edge structure.
Here’s what your client might pay
For a £100,000 non-SIPP Ethical D portfolio in Risk Grade 5, and an OCF as of the 30th June 2022
| Custody | DFM Charge | Dealing* | OCF | Total |
|---|---|---|---|---|
| 0.30% | 0.24% | 0.05% | 0.57% | 1.16% |
*Assuming a 12% turnover rate - for guidance only, actual turnover may be more or less than this amount
For traditional ethical investors, it is important to minimise exposure to contentious areas.
Joe Yallop
Investment Analyst
Model factsheets
If you’d like to chat to us about our Ethical solution
or our wider proposition, please get in touch