Parmenion Income
Our income solution aims to provide a steady income, while preserving and growing value.
- The content of this page is only suitable regulated financial advisers.
- Past performance isn't an indicator of future returns and investors could get back less than they put in.
- This content of this page is intended as general information and shouldn't be viewed as a personal recommendation.
- There's also no guarantee that investment solution or funds will meet their objectives.
Built for yield
Our Income solution aims to deliver an enhanced yield for the appropriate level of risk at each of the 10 Risk Grades, for cases where income is your client’s primary objective.
Income investing
Our investment platform gives you the flexibility to withdraw either a fixed amount per month, or just the natural income.
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Sustainable income level
Aims to achieve an enhanced yield over a similar market risk portfolio through a combination of Tactical Asset Allocation and income generating assets. Typical yields between 3-5% per annum through an investment cycle.
Tactical Asset Allocation
Tactical asset allocation aims to achieve enhanced yields and keep volatility in check by adjusting the holdings as market conditions and the outlook for investment returns evolve.
Available in 10 Risk Grades
10 risk grades allow you to make sure the portfolio mandate lines up with your clients’ attitudes to risk and income requirements
Defaqto Diamond rated
Defaqto 5 Diamond rated for an independent assessment of excellent value and risk adjusted returns
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Costs and charges
Our Income solution charges are simple and transparent. For our custody fee, when the total value of your client’s assets falls into a given band, they pay that charge for all their money, not just the proportion in that band.
| Type | Charge |
|---|---|
| DFM charge | 0.24% |
| Dealing charge (for fund switches and rebalance purchases) | 0.45% (≈0.05% p.a.)* |
| Parmenion SIPP charge | £18+VAT per quarter |
*Assumes a 12% turnover rate - for guidance only, actual turnover may be more or less than this amount
| Custody band† | Charge |
|---|---|
| £0 - £299,999.99 | 0.30% |
| £300,000.00 - £599,999.99 | 0.25% |
| £600,000.00 - £1,499,999.99 | 0.20% |
| £1,500,000.00 + | 0.15% |
†A minimum monthly custody charge of £5 per client applies. Cliff edge structure.
Here’s what your client might pay
For a £100,000 non-SIPP portfolio in Risk Grade 5, and an OCF as of the 31st March 2025.
| Custody | DFM Charge | Dealing* | OCF | Total |
|---|---|---|---|---|
| 0.30% | 0.24% | 0.05% | 0.50% | 1.09% |
*Assuming a 12% turnover rate - for guidance only, actual turnover may be more or less than this amount
By targeting specific asset classes and adapting to the evolving investment environment through active management, we aim to deliver a consistent and sustainable income to investors, while preserving capital and protecting against inflation.
Simon Molica
Investment Director
Solution resources
