DT Multi-Option
A flexible, risk focused investment solution for advisers who’ve integrated Dynamic Planner into their business.
- The content of this page is only suitable regulated financial advisers.
- Past performance isn't an indicator of future returns and investors could get back less than they put in.
- This content of this page is intended as general information and shouldn't be viewed as a personal recommendation.
- There's also no guarantee that investment solution or funds will meet their objectives.
Dynamic Planner’s asset allocation…
Built under licence to Dynamic Planner’s prescribed asset allocations and underpinned by our detailed fund selection, DT Multi-Option covers the complete range of risk grades from 1 to 10, diversified across 13 of their core asset classes.
…with the flexibility of Multi-Option
As well as offering a fully active and fully passive approach, DT Multi-Option also allows advisers to choose between active and passive investment styles at the asset class level, giving them even more control when it comes to matching the recommended portfolio to the requirements of individual clients.
Available in 10 Risk Grades
A choice of 10 risk grades allows you to find a portfolio mandate that lines up with your clients’ attitudes to risk.
Dynamic Planner’s Strategic Asset Allocation
Strategic asset allocation built using Dynamic Planner’s 13 core asset classes. Underpinned by their capital market assumptions and rebalanced by us quarterly.
Signature Multi-Option flexibility
Choose whether you want active or passive for each asset class, so you can personalise your client’s portfolios according to their financial planning needs (excluding Property and Managed Liquidity).
Established track record
Launched in 2009, our DT Multi-Option solution has an established track record. You can read more about this in our latest Investment Quarterly below.
Defaqto Diamond rated
Defaqto 5 Diamond rated for an independent assessment of excellent value and risk adjusted returns.
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Costs and charges
Our DT Multi-Option charges are simple and transparent. For our custody fee, when the total value of your client’s assets falls into a given band, they pay that charge for all their money, not just the proportion in that band.
| Type | Charge |
|---|---|
| DFM charge | 0.12% - 0.24% (pro-rated to active/passive split) |
| Dealing charge (for fund switches and rebalance purchases) | 0.45% (≈0.05% p.a.)* |
| Parmenion SIPP charge | £18+VAT per quarter |
*Assumes a 12% turnover rate - for guidance only, actual turnover may be more or less than this amount
| Custody band† | Charge |
|---|---|
| £0 - £299,999.99 | 0.30% |
| £300,000.00 - £599,999.99 | 0.25% |
| £600,000.00 - £1,499,999.99 | 0.20% |
| £1,500,000.00 + | 0.15% |
†A minimum monthly custody charge of £5 per client applies. Cliff edge structure.
Here’s what your client might pay
For a £100,000 non-SIPP portfolio in Risk Grade 5, and an OCF as of the 31st March 2024
| Custody | DFM Charge | Dealing* | OCF | Total | |
|---|---|---|---|---|---|
| DT Multi-Option (all active) | 0.30% | 0.24% | 0.05% | 0.68% | 1.27% |
| DT Multi-Option (all passive) | 0.30% | 0.12% | 0.05% | 0.09% | 0.56% |
*Assuming a 12% turnover rate - for guidance only, actual turnover may be more or less than this amount
We recognise the value advisers place on Dynamic Planner’s capital market assumptions, asset allocation and rigorous solution monitoring. DT Multi-Option ticks these boxes - and gives advisers the benefit of our detailed fund due diligence, efficiency and service.
Harry Garrett
Investment Director
Solution resources
